:root{--ink:#101b36;--ink-soft:#243557;--cream:#f7f5ef;--paper:#fffdf8;--mist:#e6efec;--gold:#f2ad58;--line:rgba(16,27,54,.13);--serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.55}a{color:inherit;text-decoration:none}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.notice{background:var(--ink);color:#dce9e8;font-size:.79rem;text-align:center;padding:8px 18px;letter-spacing:.02em}.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:24px 0}.brand{display:flex;align-items:center;gap:11px;font-weight:750;letter-spacing:-.04em;font-size:1.13rem}.mark{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;background:var(--ink);color:var(--gold);font-size:20px}.nav-links{display:flex;gap:22px;font-size:.88rem;font-weight:650;color:#42516c}.nav-links a:hover,.text-link:hover{color:#a55d14}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;border:0;cursor:pointer;background:var(--ink);color:#fff;border-radius:999px;padding:12px 18px;font-weight:720;font-size:.91rem;transition:transform .18s ease,background .18s ease}.nav-cta:hover,.button:hover{transform:translateY(-2px);background:#263b65}.page-hero{background:var(--ink);color:white;border-radius:29px;margin:8px auto 68px;padding:clamp(43px,7vw,80px);position:relative;overflow:hidden}.page-hero:after{content:'';position:absolute;width:430px;height:430px;border-radius:50%;background:radial-gradient(circle,#31506d 0,rgba(49,80,109,0) 68%);right:-140px;top:-170px}.page-hero>*{position:relative;z-index:1}.eyebrow{display:flex;align-items:center;gap:9px;text-transform:uppercase;font-weight:750;letter-spacing:.14em;font-size:.72rem;color:#c7d9d6}.eyebrow span{display:block;height:7px;width:7px;background:var(--gold);border-radius:50%}h1{font:500 clamp(2.65rem,5.1vw,5rem)/.97 var(--serif);letter-spacing:-.065em;margin:19px 0 21px;max-width:730px}.page-hero p{color:#d8e2f0;max-width:610px;font-size:1.07rem;margin:0}.section{padding:0 0 73px}.kicker{color:#ae6315;text-transform:uppercase;letter-spacing:.13em;font-size:.72rem;font-weight:800;margin:0 0 9px}h2{font:500 clamp(2rem,3.5vw,3.35rem)/1 var(--serif);letter-spacing:-.055em;margin:0}h3{letter-spacing:-.035em}.lead{color:#566479;max-width:650px;font-size:1.05rem;margin:15px 0 30px}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card{border:1px solid var(--line);background:var(--paper);border-radius:20px;padding:27px;min-height:245px}.num{display:inline-grid;place-items:center;width:29px;height:29px;border-radius:50%;background:#fce4bf;color:#8e5010;font-size:.78rem;font-weight:800}.card h3{font:500 1.55rem/1.06 var(--serif);margin:17px 0 9px}.card p{color:#59667a;font-size:.93rem;margin:0}.card ul{margin:13px 0 0;padding-left:18px;color:#59667a;font-size:.9rem}.card li+li{margin-top:5px}.text-link{display:inline-block;margin-top:18px;color:#9b5713;font-size:.88rem;font-weight:750}.callout{background:var(--mist);border:1px solid #d3e1de;border-radius:23px;padding:clamp(26px,4vw,43px);margin-top:28px}.callout p{color:#526278;max-width:700px;margin:12px 0 0}.two-col{display:grid;grid-template-columns:1.03fr .97fr;gap:22px;align-items:start}.panel{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:29px}.panel h3{font:500 1.65rem/1.06 var(--serif);margin:0 0 13px}.panel p{margin:0;color:#59667a}.checklist{list-style:none;padding:0;margin:19px 0 0;display:grid;gap:11px}.checklist li{padding-left:28px;position:relative;color:#566479}.checklist li:before{content:'✓';position:absolute;left:0;color:#a65e14;font-weight:800}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.choice{border:1px solid var(--line);background:var(--paper);color:var(--ink);text-align:left;padding:17px;border-radius:15px;cursor:pointer;font-weight:740}.choice:hover,.choice[aria-pressed=true]{border-color:var(--gold);background:#fff}.choice small{display:block;font-weight:500;color:#607086;margin-top:3px}.result{margin-top:14px;background:var(--ink);color:#fff;border-radius:18px;padding:25px}.result-label{color:#abc9c4;text-transform:uppercase;font-size:.7rem;letter-spacing:.13em;font-weight:800}.result h3{font:500 1.65rem/1.12 var(--serif);margin:8px 0}.result p{margin:0;color:#d5deeb;font-size:.93rem}.table-like{display:grid;gap:0;border:1px solid var(--line);border-radius:21px;overflow:hidden;background:var(--paper)}.row{display:grid;grid-template-columns:190px 1fr;padding:19px 22px;gap:22px;border-bottom:1px solid var(--line)}.row:last-child{border-bottom:0}.row strong{font-size:.94rem}.row span{color:#59667a;font-size:.92rem}.boundary{background:#1e3053;color:white;border-radius:22px;padding:31px}.boundary h3{font:500 1.8rem/1.05 var(--serif);margin:0 0 12px}.boundary p{color:#d8e2f0;margin:0;font-size:.94rem}footer{padding:38px 0 46px;border-top:1px solid var(--line);color:#58657a;font-size:.82rem}.footer-top{display:flex;justify-content:space-between;gap:28px;align-items:flex-start}.footer-brand{color:var(--ink);font-weight:800}.disclaimer{max-width:730px;margin:20px 0 0;line-height:1.55}@media(max-width:820px){.nav-links{display:none}.page-hero{margin-bottom:54px}.card-grid,.two-col{grid-template-columns:1fr}.row{grid-template-columns:1fr;gap:4px}.footer-top{display:block}}@media(max-width:520px){.wrap{width:min(100% - 28px,1160px)}.nav{padding:17px 0}.nav-cta{padding:10px 13px;font-size:.8rem}.page-hero{padding:41px 26px}.card-grid,.choice-grid{grid-template-columns:1fr}.section{padding-bottom:56px}.panel,.card{padding:23px}}
